Rhodesian Ridgeback insurance in Colorado: cost and what to look for
Athletic hound; hips, thyroid and a breed-specific spinal defect.
- $54–$90/mo est.Typical monthly premium in Colorado (2 yrs, 80%, $250 deductible)
- $828/yr est.Estimated yearly cost at the midpoint
- 5Breed-linked conditions to check coverage for
Which insurer fits a Rhodesian Ridgeback? See our top picks by priority →
Insurers for a Rhodesian Ridgeback in Colorado
Estimated monthly price for a 2-year-old at 80% reimbursement and a $250 deductible. These are BreedSure estimates, not quotes from the insurers; each insurer sets its own price.
Odie
Lowest est.14-day illness wait Limits $10,000 or $40,000 Exam fees extra Deductibles $250 or $500
$61/mo est.Plan details for OdieLemonade
14-day illness wait Limits $5,000 to $100,000 Exam fees extra Deductibles $100 / $250 / $500 / $750
$63/mo est.Plan details for LemonadePets Best
14-day illness wait Limits $5,000 to unlimited Exam fees included Deductibles $100 to $1,000
$66/mo est.Plan details for Pets BestEmbrace
14-day illness wait Limits $2,000 to unlimited Exam fees extra Deductibles $200 to $1,000
$69/mo est.Plan details for EmbraceSpot
14-day illness wait Limits $2,500 to unlimited Exam fees included Deductibles $100 to $1,000
$70/mo est.Plan details for Spot
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Fetch
15-day illness wait Limits $5,000 to $15,000 Exam fees included Deductibles $250 to $2,500
$72/mo est.Plan details for FetchHealthy Paws
15-day illness wait Limits $5,000, $7,000 or unlimited Exam fees extra Deductibles $100 to $1,000
$76/mo est.Plan details for Healthy PawsTrupanion
30-day illness wait Limits Unlimited Exam fees extra Deductibles $0 to $1,000 per condition
$86/mo est.Plan details for Trupanion
Estimates updated Sep 2026 · How we estimate
Waiting period. How long after the policy starts before accidents, and then illnesses, are covered. Anything that begins during the wait is excluded. More in the glossaryAnnual limit. The most the policy pays in one policy year. "Unlimited" means there is no yearly cap. More in the glossaryExam fees. The vet's charge for the visit itself, usually $50 to $150, separate from tests and treatment. Some insurers include it; others sell it as an add-on. More in the glossaryDeductible. What you pay yourself before the insurer starts paying. Most reset every policy year; some insurers charge it once per condition. More in the glossaryWhat Rhodesian Ridgeback owners claim for
- $2,000–$7,500[2]
- Hip dysplasia[3]commonMalformed hip joint leading to arthritis. Treatment ranges from pain management to total hip replacement.$1,000–$6,000[4]
- $290–$750[6]
- $3,000–$10,000[8]
- Elbow dysplasia[3]occasionalDevelopmental elbow joint disease common in large breeds, often needs arthroscopic surgery.$1,500–$4,000[9]
What a Rhodesian Ridgeback costs to insure by age in Colorado
Insured as a puppy, a Rhodesian Ridgeback costs about 44% less per month than one enrolled at 8 (modeled). Conditions diagnosed before enrollment are excluded as pre-existing.
Low, typical and high estimates by age
| Age | Low | Typical | High |
|---|---|---|---|
| Puppy (under 1) | $49/mo est. | $62/mo est. | $81/mo est. |
| 2 years | $54/mo est. | $69/mo est. | $90/mo est. |
| 5 years | $65/mo est. | $83/mo est. | $108/mo est. |
| 8 years | $86/mo est. | $111/mo est. | $144/mo est. |
| 11 years | $119/mo est. | $152/mo est. | $198/mo est. |
Pet insurance in Colorado
Colorado Division of Insurance (DORA) handles insurance complaints and consumer questions in Colorado, including about pet insurance.
The average routine vet visit for a dog in Colorado costs about $72.
Source: CareCredit
Colorado State University's College of Veterinary Medicine and Biomedical Sciences is AVMA-accredited and operates the CSU Veterinary Teaching Hospital, a major referral center offering emergency and specialty veterinary care.
Source: Colorado State University College of Veterinary Medicine and Biomedical Sciences
Rhodesian Ridgeback insurance in other states
Questions people ask about insuring a Rhodesian Ridgeback
How much does pet insurance cost for a Rhodesian Ridgeback?
About $54 to $90 a month in Colorado for a 2-year-old at 80% reimbursement and a $250 deductible, in our model. Older dogs, lower deductibles and higher reimbursement cost more; each insurer sets its own price. How we estimate.
Does pet insurance cover Rhodesian Ridgeback health problems like bloat?
Yes, as long as they are not pre-existing. Accident-and-illness plans cover hereditary and congenital conditions, including the ones Rhodesian Ridgebacks are known for: bloat, hip dysplasia and hypothyroidism. All 8 insurers we compare cover hereditary conditions.
At what age should I insure a Rhodesian Ridgeback?
As young as you can. A puppy has no pre-existing conditions yet, and premiums rise with age: in our model about $69 a month at 2 years and $111 at 8. When to insure, by age.
Is pet insurance worth it for a Rhodesian Ridgeback?
For breeds with known expensive conditions, it usually is if you enroll young and keep the policy. One cancer bill can run $3,000 to $10,000, several years of premiums. The full math.
Why is the estimate different in Colorado?
Our model scales premiums by a state index built from each state's published average dog insurance premium. Insurers set their own prices, so this is an estimate, not a quote.
Questions owners of Rhodesian Ridgebacks ask
Sources
- Risk factors for gastric dilatation and volvulus in Central Europe: an internet survey. Veterinarni Medicina, 2015.
- Bloat in Dogs: What Pet Parents Need to Know. MetLife Pet Insurance.
- Rhodesian Ridgeback Club of the United States health statement. Rhodesian Ridgeback Club of the United States (via AKC), 2015.
- Hip Dysplasia in Dogs Costs. Pets Best.
- Breed distributions for diabetes mellitus and hypothyroidism in Norwegian dogs. Canine Medicine and Genetics, 2022.
- Hypothyroidism. Embrace Pet Insurance, 2021.
- Dog breeds and body conformations with predisposition to osteosarcoma in the UK: a case-control study. Canine Medicine and Genetics, 2021.
- Dog Chemotherapy Cost: How Much Is Dog Cancer Treatment?. Embrace Pet Insurance, 2025.
- Elbow Dysplasia. Embrace Pet Insurance, 2021.
How we choose and check sources: Sources we use.
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