Dog insurance costs, by breed and by state.

Real price ranges for 50 breeds in 10 states, the conditions each breed actually claims for, and which insurers cover them. No sales pitch, just the numbers.

Estimate my premium Browse breeds
$36/mo
Cheapest breed to insure (national avg)
$82/mo
Most expensive breed to insure
8
Insurers compared side by side

Most searched breeds

All breeds →

By state

How this works

1. Pick your breed

Every breed has its own risk profile. A Dachshund and a Labrador do not pay the same, and they should not buy the same policy.

2. See what it really costs

We publish premium ranges by breed, age and state, plus the vet bills the breed is known for.

3. Compare insurers

Waiting periods, hereditary coverage, exam fees, limits. Then get quotes straight from the insurer.

Get a price alert for your breed

We track premiums monthly. We will email you when prices move for your dog, and nothing else.