Pet insurance in New Jersey
Estimated monthly premiums for 139 breeds in New Jersey, for a 2-year-old dog at 80% reimbursement and a $250 deductible. Prices here run 3% above the national average.
- $36/mo est.Lowest breed estimate in New Jersey
- $50/mo est.Median breed estimate
- $88/mo est.Highest breed estimate in New Jersey
Pet insurance in New Jersey
Effective January 1, 2027, every pet insurance policy sold to a New Jersey resident must give a 30-business-day free-look period for a full refund (forfeited once a claim is filed), must use the Act's own statutory definitions for terms like 'pre-existing condition,' 'chronic condition,' 'hereditary disorder,' and 'congenital anomaly' printed inside the policy, and puts the burden on the insurer, not the pet owner, to prove a pre-existing-condition exclusion applies to a given claim.
Source: New Jersey Legislature
New Jersey Department of Banking and Insurance (NJDOBI) handles insurance complaints and consumer questions in New Jersey, including about pet insurance.
Source: New Jersey Department of Banking and Insurance (NJDOBI)
The average routine vet visit for a dog in New Jersey costs about $77.
Source: CareCredit
New Jersey's veterinary practice act allows a valid veterinarian-client-patient relationship to be established via telemedicine without a prior in-person exam, though an in-person exam is still required before prescribing controlled substances.
Source: AVMA
Every breed in New Jersey
Pick a breed for its conditions, vet bills and insurers in New Jersey.
French Bulldog$55–$91/mo est.
Labrador Retriever$42–$70/mo est.
Golden Retriever$47–$78/mo est.
German Shepherd$48–$80/mo est.
Poodle$36–$60/mo est.
Bulldog$60–$100/mo est.
Rottweiler$51–$86/mo est.
Beagle$34–$56/mo est.
Dachshund$37–$62/mo est.
German Shorthaired Pointer$39–$64/mo est.
Pembroke Welsh Corgi$38–$63/mo est.
Australian Shepherd$35–$59/mo est.
Yorkshire Terrier$32–$54/mo est.
Cavalier King Charles Spaniel$44–$74/mo est.
Doberman Pinscher$50–$83/mo est.
Boxer$51–$84/mo est.
Miniature Schnauzer$35–$58/mo est.
Cane Corso$53–$88/mo est.
Great Dane$58–$96/mo est.
Shih Tzu$35–$59/mo est.
Pomeranian$31–$52/mo est.
Boston Terrier$42–$70/mo est.
Havanese$33–$55/mo est.
Bernese Mountain Dog$63–$104/mo est.
Shetland Sheepdog$34–$56/mo est.
Brittany$35–$58/mo est.
English Springer Spaniel$37–$62/mo est.
Cocker Spaniel$40–$67/mo est.
Border Collie$35–$59/mo est.
Miniature American Shepherd$34–$56/mo est.
Vizsla$37–$62/mo est.
Pug$50–$83/mo est.
Belgian Malinois$40–$67/mo est.
Chihuahua$29–$48/mo est.
Mastiff$66–$110/mo est.
Maltese$32–$54/mo est.
Basset Hound$39–$64/mo est.
Collie$36–$60/mo est.
Newfoundland$61–$102/mo est.
Rhodesian Ridgeback$44–$74/mo est.
West Highland White Terrier$35–$59/mo est.
Bichon Frise$34–$56/mo est.
Shiba Inu$35–$59/mo est.
Akita$53–$88/mo est.
Portuguese Water Dog$39–$64/mo est.
Bloodhound$48–$80/mo est.
Saint Bernard$64–$107/mo est.
Papillon$29–$48/mo est.
Weimaraner$40–$67/mo est.
Whippet$33–$55/mo est.
Mixed Breed / Mutt$34–$56/mo est.
Pit Bull (American Pit Bull Terrier type)$42–$70/mo est.
Goldendoodle$40–$67/mo est.
Siberian Husky$38–$63/mo est.
Labradoodle$39–$64/mo est.
English Cocker Spaniel$39–$66/mo est.
Cockapoo$35–$59/mo est.
Australian Cattle Dog$35–$58/mo est.
Dalmatian$42–$70/mo est.
Puggle$39–$64/mo est.
Italian Greyhound$34–$56/mo est.
Cavapoo$39–$64/mo est.
Samoyed$39–$64/mo est.
Maltipoo$32–$54/mo est.
Scottish Terrier$38–$63/mo est.
Russell Terrier$32–$54/mo est.
Bernedoodle$47–$78/mo est.
Staffordshire Bull Terrier$37–$62/mo est.
Cardigan Welsh Corgi$38–$63/mo est.
Great Pyrenees$56–$94/mo est.
Sheepadoodle$40–$67/mo est.
Miniature Pinscher$31–$52/mo est.
Chesapeake Bay Retriever$43–$72/mo est.
Irish Setter$39–$64/mo est.
Yorkiepoo$31–$52/mo est.
Giant Schnauzer$47–$78/mo est.
Irish Wolfhound$68–$114/mo est.
Bullmastiff$59–$99/mo est.
Schnoodle$35–$58/mo est.
Cairn Terrier$32–$54/mo est.
Chinese Shar-Pei$47–$78/mo est.
Alaskan Malamute$44–$74/mo est.
Airedale Terrier$39–$66/mo est.
Bull Terrier$43–$72/mo est.
English Setter$39–$64/mo est.
Pekingese$42–$70/mo est.
Chow Chow$47–$78/mo est.
Old English Sheepdog$47–$78/mo est.
Dogue de Bordeaux$67–$112/mo est.
American Staffordshire Terrier$47–$78/mo est.
Basenji$35–$59/mo est.
Flat-Coated Retriever$51–$86/mo est.
Bouvier des Flandres$50–$83/mo est.
Anatolian Shepherd Dog$54–$90/mo est.
Belgian Tervuren$41–$68/mo est.
Boykin Spaniel$39–$64/mo est.
Chinese Crested$32–$54/mo est.
Leonberger$61–$102/mo est.
Lagotto Romagnolo$35–$58/mo est.
Norwegian Elkhound$40–$67/mo est.
Tibetan Mastiff$54–$90/mo est.
Xoloitzcuintli$37–$62/mo est.
Keeshond$39–$66/mo est.
Nova Scotia Duck Tolling Retriever$37–$62/mo est.
Soft Coated Wheaten Terrier$38–$63/mo est.
Standard Schnauzer$42–$70/mo est.
Tibetan Terrier$36–$60/mo est.
Toy Fox Terrier$28–$47/mo est.
Greater Swiss Mountain Dog$59–$99/mo est.
Lhasa Apso$35–$59/mo est.
Bearded Collie$37–$62/mo est.
Belgian Sheepdog$44–$74/mo est.
American Eskimo Dog$36–$60/mo est.
Japanese Chin$28–$47/mo est.
Wirehaired Pointing Griffon$39–$66/mo est.
Gordon Setter$44–$74/mo est.
German Wirehaired Pointer$43–$72/mo est.
Wire Fox Terrier$36–$60/mo est.
Black and Tan Coonhound$41–$68/mo est.
Bluetick Coonhound$42–$70/mo est.
Treeing Walker Coonhound$39–$64/mo est.
Greyhound$45–$75/mo est.
Afghan Hound$41–$68/mo est.
Borzoi$46–$76/mo est.
Neapolitan Mastiff$56–$94/mo est.
Boerboel$55–$91/mo est.
Beauceron$42–$70/mo est.
Kuvasz$55–$92/mo est.
Spinone Italiano$41–$68/mo est.
Welsh Springer Spaniel$40–$67/mo est.
Clumber Spaniel$43–$71/mo est.
Kerry Blue Terrier$38–$63/mo est.
Norwich Terrier$38–$63/mo est.
Silky Terrier$29–$48/mo est.
Schipperke$34–$56/mo est.
Coton de Tulear$29–$48/mo est.
Entlebucher Mountain Dog$43–$71/mo est.
Australian Terrier$37–$62/mo est.
Bedlington Terrier$36–$60/mo est.
Estimates updated Sep 2026 · How we estimate