Pet insurance in Florida
Estimated monthly premiums for 139 breeds in Florida, for a 2-year-old dog at 80% reimbursement and a $250 deductible. Prices here run 2% above the national average.
- $36/mo est.Lowest breed estimate in Florida
- $50/mo est.Median breed estimate
- $87/mo est.Highest breed estimate in Florida
Pet insurance in Florida
Effective January 1, 2026, Florida regulates pet insurance as property insurance and requires insurers to disclose the formula used to determine claim payments, define preexisting/chronic conditions and wellness programs clearly, and market wellness programs separately from insurance; agents must also complete pet-insurance continuing education.
Source: Florida Senate
Florida Department of Financial Services, Division of Consumer Services handles insurance complaints and consumer questions in Florida, including about pet insurance.
Source: Florida Department of Financial Services, Division of Consumer Services
The average routine vet visit for a dog in Florida costs about $70.
Source: CareCredit
The University of Florida College of Veterinary Medicine's Small Animal Hospital is AAHA-accredited, covering 9 specialty referral areas including emergency and critical care.
Source: University of Florida College of Veterinary Medicine
Every breed in Florida
Pick a breed for its conditions, vet bills and insurers in Florida.
French Bulldog$54–$90/mo est.
Labrador Retriever$41–$69/mo est.
Golden Retriever$46–$77/mo est.
German Shepherd$48–$80/mo est.
Poodle$36–$60/mo est.
Bulldog$60–$99/mo est.
Rottweiler$51–$85/mo est.
Beagle$33–$56/mo est.
Dachshund$37–$61/mo est.
German Shorthaired Pointer$38–$64/mo est.
Pembroke Welsh Corgi$37–$62/mo est.
Australian Shepherd$35–$58/mo est.
Yorkshire Terrier$32–$53/mo est.
Cavalier King Charles Spaniel$44–$73/mo est.
Doberman Pinscher$49–$82/mo est.
Boxer$50–$84/mo est.
Miniature Schnauzer$34–$57/mo est.
Cane Corso$53–$88/mo est.
Great Dane$57–$95/mo est.
Shih Tzu$35–$58/mo est.
Pomeranian$31–$52/mo est.
Boston Terrier$41–$69/mo est.
Havanese$33–$54/mo est.
Bernese Mountain Dog$62–$103/mo est.
Shetland Sheepdog$33–$56/mo est.
Brittany$34–$57/mo est.
English Springer Spaniel$37–$61/mo est.
Cocker Spaniel$40–$66/mo est.
Border Collie$35–$58/mo est.
Miniature American Shepherd$33–$56/mo est.
Vizsla$37–$61/mo est.
Pug$49–$82/mo est.
Belgian Malinois$40–$66/mo est.
Chihuahua$29–$48/mo est.
Mastiff$65–$109/mo est.
Maltese$32–$53/mo est.
Basset Hound$38–$64/mo est.
Collie$36–$60/mo est.
Newfoundland$60–$101/mo est.
Rhodesian Ridgeback$44–$73/mo est.
West Highland White Terrier$35–$58/mo est.
Bichon Frise$33–$56/mo est.
Shiba Inu$35–$58/mo est.
Akita$53–$88/mo est.
Portuguese Water Dog$38–$64/mo est.
Bloodhound$48–$80/mo est.
Saint Bernard$64–$106/mo est.
Papillon$29–$48/mo est.
Weimaraner$40–$66/mo est.
Whippet$33–$54/mo est.
Mixed Breed / Mutt$33–$56/mo est.
Pit Bull (American Pit Bull Terrier type)$41–$69/mo est.
Goldendoodle$40–$66/mo est.
Siberian Husky$37–$62/mo est.
Labradoodle$38–$64/mo est.
English Cocker Spaniel$39–$65/mo est.
Cockapoo$35–$58/mo est.
Australian Cattle Dog$34–$57/mo est.
Dalmatian$41–$69/mo est.
Puggle$38–$64/mo est.
Italian Greyhound$33–$56/mo est.
Cavapoo$38–$64/mo est.
Samoyed$38–$64/mo est.
Maltipoo$32–$53/mo est.
Scottish Terrier$37–$62/mo est.
Russell Terrier$32–$53/mo est.
Bernedoodle$46–$77/mo est.
Staffordshire Bull Terrier$37–$61/mo est.
Cardigan Welsh Corgi$37–$62/mo est.
Great Pyrenees$56–$93/mo est.
Sheepadoodle$40–$66/mo est.
Miniature Pinscher$31–$52/mo est.
Chesapeake Bay Retriever$43–$72/mo est.
Irish Setter$38–$64/mo est.
Yorkiepoo$31–$52/mo est.
Giant Schnauzer$46–$77/mo est.
Irish Wolfhound$68–$113/mo est.
Bullmastiff$59–$98/mo est.
Schnoodle$34–$57/mo est.
Cairn Terrier$32–$53/mo est.
Chinese Shar-Pei$46–$77/mo est.
Alaskan Malamute$44–$73/mo est.
Airedale Terrier$39–$65/mo est.
Bull Terrier$43–$72/mo est.
English Setter$38–$64/mo est.
Pekingese$41–$69/mo est.
Chow Chow$46–$77/mo est.
Old English Sheepdog$46–$77/mo est.
Dogue de Bordeaux$67–$111/mo est.
American Staffordshire Terrier$46–$77/mo est.
Basenji$35–$58/mo est.
Flat-Coated Retriever$51–$85/mo est.
Bouvier des Flandres$49–$82/mo est.
Anatolian Shepherd Dog$53–$89/mo est.
Belgian Tervuren$41–$68/mo est.
Boykin Spaniel$38–$64/mo est.
Chinese Crested$32–$53/mo est.
Leonberger$60–$101/mo est.
Lagotto Romagnolo$34–$57/mo est.
Norwegian Elkhound$40–$66/mo est.
Tibetan Mastiff$53–$89/mo est.
Xoloitzcuintli$37–$61/mo est.
Keeshond$39–$65/mo est.
Nova Scotia Duck Tolling Retriever$37–$61/mo est.
Soft Coated Wheaten Terrier$37–$62/mo est.
Standard Schnauzer$41–$69/mo est.
Tibetan Terrier$36–$60/mo est.
Toy Fox Terrier$28–$46/mo est.
Greater Swiss Mountain Dog$59–$98/mo est.
Lhasa Apso$35–$58/mo est.
Bearded Collie$37–$61/mo est.
Belgian Sheepdog$44–$73/mo est.
American Eskimo Dog$36–$60/mo est.
Japanese Chin$28–$46/mo est.
Wirehaired Pointing Griffon$39–$65/mo est.
Gordon Setter$44–$73/mo est.
German Wirehaired Pointer$43–$72/mo est.
Wire Fox Terrier$36–$60/mo est.
Black and Tan Coonhound$41–$68/mo est.
Bluetick Coonhound$41–$69/mo est.
Treeing Walker Coonhound$38–$64/mo est.
Greyhound$45–$74/mo est.
Afghan Hound$41–$68/mo est.
Borzoi$45–$76/mo est.
Neapolitan Mastiff$56–$93/mo est.
Boerboel$54–$90/mo est.
Beauceron$41–$69/mo est.
Kuvasz$55–$91/mo est.
Spinone Italiano$41–$68/mo est.
Welsh Springer Spaniel$40–$66/mo est.
Clumber Spaniel$42–$70/mo est.
Kerry Blue Terrier$37–$62/mo est.
Norwich Terrier$37–$62/mo est.
Silky Terrier$29–$48/mo est.
Schipperke$33–$56/mo est.
Coton de Tulear$29–$48/mo est.
Entlebucher Mountain Dog$42–$70/mo est.
Australian Terrier$37–$61/mo est.
Bedlington Terrier$36–$60/mo est.
Estimates updated Sep 2026 · How we estimate